Philip Brown is Managing Director Risk for Citi Microfinance’s global business. He is responsible for developing the policies, programs, and risk tools that enable Citi’s businesses to commercially engage in inclusive finance. He works with a range of financial and non-financial intermediaries to expand access to financial services in under-served communities. Before moving to Citi Microfinance, he was the Risk Director for Project Finance and Structured Trade Finance within EMEA. At Citibank, Philip has had a variety of client and product assignments. These span financial institutions, corporate, commercial, investment, and private banking with product roles in cash management and trade. These have included country head, business, and staff positions in the US, Europe, Sri Lanka, Channel Islands and Audit and Risk Review for EMEA. Mr. Brown is a member of the Governing Council of the Centre for the Study of Financial Innovation (UK), the Advisory Council of the Center for Financial Inclusion (USA), and the Advisory Board of the Financial Inclusion Equity Council.